Personal financial management is not a subject that is taught in every school or college. This is something that nearly all of us face sooner or later. Our competence in dealing with personal finances has been largely dependent on personal experience as parents did not pay much attention to teaching their children how to manage their pocket money. GoBankingRates says that one-third of Americans have no retirement savings. People are increasingly aware of the need to manage their personal finances efficiently taking into account tough economic times.
Parents are now more inclined to explain the rules of personal financial management to their children than never before in order to prepare them for life as multiplication chart
. But unfortunately, many parents do not know these rules themselves. What can be done to overcome this problem? The answer is very simple: IT solutions can be employed. We live in a time when each of us has a mobile device, and children start using such devices from a very early age: the website LittleThings. com claims that 90% of 2-year-olds use tablets and smartphones. So children are unlikely to feel uncomfortable when learning to manage their finances with the help of technology.
Websites are the first educational resource that should be addressed. They represent a treasure trove of data on personal financial management. Their content is not limited to articles covering this topic. Such websites may contain a boatload of games and quizzes teaching children to manage their finances, videos, and more. Some of them specialize in a certain type of education materials (e. g. Financial Entertainment represents a financial games library).
This website is full of educational materials that can be used by adults and children. Parents can choose materials depending on preferences of a child and his/her needs. Articles are written in simple words and children can understand them easily. They can be read by parents or by children themselves.
Children like games and they can play online games there, and these games will teach them to manage finances. If children (teenagers in particular) need some extra training in making savings and assessing their financial choices, they can use calculators. For instance, teenagers planning to take a year off before starting college usually travel abroad. They have a limited budget, so planning a travel budget plays a very important role. The Travel Budgeting Calculator can show them how much they will spend on a trip. Preparing the next generation to take on responsibilities in all areas of life is highly important. The way children learn and grow socially at the elementary level will determine how well they handle academic pressures and societal norms throughout their education and life. Online training in elementary education is available from many colleges and universities that properly prepare future teachers.
Teachers and education professionals need to have a strong desire to help children learn and want to see them become successful inside the classroom and out. Online schooling prepares students in a variety of ways. Students will learn how to approach children, learning habits, and teaching methods through a wide range of online courses. Prospective students can obtain an associate’s degree to a PhD in elementary or early childhood education. Each level of degree prepares students specifically for career positions in the field. These can include working in a daycare or becoming a teacher or an administrator.
Let’s look at specific courses in order to gain a better understanding of what it would be like to become a student in an elementary education degree program. Courses include a wide range of topics like teaching methods, literacy, childhood development, and more. Many colleges present general education courses like math, science, and English under method courses. Students will also take seminar courses that will emphasize practical application of knowledge gained.
Method courses involving general education are important because that knowledge will directly translate into knowledge learned by students in the classroom. A reading and language arts course will center on theory, methods, and state standards in regards to reading. Students will learn how to prepare standard-based instruction and classroom work. In a social studies course students will learn how to apply state standards to the five areas of social studies. The use of critical thinking, study skills, and how to teach an integrated system will be examined. Another core class that is highly important to the progression of children is child development. Study will encompass development in children from birth to eighth grade. The areas of study will include physical, intellectual, social, emotional, and moral development. Students will learn how to apply this knowledge as it pertains to teaching methods in an elementary environment.
Classroom management is a course that will not only directly relate to working in the classroom but it will also be evaluated when a student becomes a teacher. This type of course will explore strategies in how to manage a classroom. Topics will include procedures, motivation, disruptive students, communication, and more. The course will help students choose their personal classroom management strategy. Another classroom managing course is an assessment course. Topics in this type of course would cover formative and summative assessments. The class would examine and explore all the areas of classroom assessment like performance, standardization, and more.